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There exists a unique type of refinancing option that is available solely for homeowners who are at least 62 years old and it is called reverse mortgage. Are you interested in applying for this type of loan? If you are trying to figure out if you need to move forward with this loan, you should have the right information first. We are here to be sure that you get your questions addressed. Listed below are 10 important things you need to know about reverse mortgages.