But just where do you start looking for a short term health insurance plan? As a starting point, every state has its own particular brand of short term health insurance which is designed to assist you in holding onto your health insurance from your previous employer. If you are looking for short term health insurance then it is important to know just what it will and will not cover and where to turn in your search for cover. Perhaps the most commonly known of the insurance waiting periods is the employer waiting period. This is that well known period of time which a newly hired employee must let pass before they are able to sign up for benefits through the new employer